How Can We Get Young Californians to Prepare for Their Financial Future?

Make Retirement Contributions a Simple, Default Option for a New Labor Force

The good news: It turns out the millennial generation (born between 1982 and 2003) are super savers, and have banked more than either Generation X or baby boomers had at the same age. The bad news: Millennials hop from job to job so often that they lose thousands in potential 401(k) retirement savings. Perhaps worse: Most of this new labor force will not retire until age 73. That will leave your average millennial with about 11 years of retirement to enjoy, given an average life expectancy of 84.

Will short (or …

September 30, 2014

The Right Way to Ask Boomers to Retire

How ‘Polite’ Millennials Can Convince a Generation of Workaholics to Give Up Their Jobs

by Mike Hais and Morley Winograd | September 29, 2014

Millennials (born 1982-2003) have a problem when it comes to their path to promotions and career advancement. Unless more members of the baby boom generation (born 1946-1964) start stepping down …

Wolf At the Door, No Money In the Cupboard

Millions Of Americans Have No Emergency Savings. Some Policy Tweaks Could Change That.

by Aleta Sprague | November 26, 2013

The 16-day government shutdown has come and gone. But amid the countdown clocks, panda cam panic, and happy hour deals for furloughed workers, there’s one crucial thing the media missed: …

Don’t Hate Jerry Brown For Making You Save

Dignified Retirement Shouldn't Just Be For the Rich

by Aleta Sprague | May 7, 2013

More than 6 million private sector workers in California may be about to enroll in a retirement plan—whether they like it or not.

Legislation signed last fall by Governor Jerry Brown …

retirement